The Top 5 Key Benefits of Purchasing and Owning Investment Real Estate

So… You may ask yourself, why should you buy or invest in real estate in the First Place? Because it’s the IDEAL investment! Let’s take a moment to address the reasons why people should have investment real estate in the first place. The easiest answer is a well-known acronym that addresses the key benefits for all investment real estate. Put simply, Investment Real Estate is an IDEAL investment. The IDEAL stands for:

• I – Income
• D – Depreciation
• E – Expenses
• A – Appreciation
• L – Leverage

Real estate is the IDEAL investment compared to all others. I’ll explain each benefit in depth.

The “I” in IDEAL stands for Income. (a.k.a. positive cash flow) Does it even generate income? Your investment property should be generating income from rents received each month. Of course, there will be months where you may experience a vacancy, but for the most part your investment will be producing an income. Be careful because many times beginning investors exaggerate their assumptions and don’t take into account all potential costs. The investor should know going into the purchase that the property will COST money each month (otherwise known as negative cash flow). This scenario, although not ideal, may be OK, only in specific instances that we will discuss later. It boils down to the risk tolerance and ability for the owner to fund and pay for a negative producing asset. In the boom years of real estate, prices were sky high and the rents didn’t increase proportionately with many residential real estate investment properties. Many naïve investors purchased properties with the assumption that the appreciation in prices would more than compensate for the fact that the high balance mortgage would be a significant negative impact on the funds each month. Be aware of this and do your best to forecast a positive cash flow scenario, so that you can actually realize the INCOME part of the IDEAL equation.

Often times, it may require a higher down payment (therefore lesser amount being mortgaged) so that your cash flow is acceptable each month. Ideally, you eventually pay off the mortgage so there is no question that cash flow will be coming in each month, and substantially so. This ought to be a vital component to one’s retirement plan. Do this a few times and you won’t have to worry about money later on down the road, which is the main goal as well as the reward for taking the risk in purchasing investment property in the first place.

The “D” in IDEAL Stands for Depreciation. With investment real estate, you are able to utilize its depreciation for your own tax benefit. What is depreciation anyway? It’s a non-cost accounting method to take into account the overall financial burden incurred through real estate investment. Look at this another way, when you buy a brand new car, the minute you drive off the lot, that car has depreciated in value. When it comes to your investment real estate property, the IRS allows you to deduct this amount yearly against your taxes. Please note: I am not a tax professional, so this is not meant to be a lesson in taxation policy or to be construed as tax advice.

With that said, the depreciation of a real estate investment property is determined by the overall value of the structure of the property and the length of time (recovery period based on the property type-either residential or commercial). If you have ever gotten a property tax bill, they usually break your property’s assessed value into two categories: one for the value of the land, and the other for the value of the structure. Both of these values added up equals your total “basis” for property taxation. When it comes to depreciation, you can deduct against your taxes on the original base value of the structure only; the IRS doesn’t allow you to depreciate land value (because land is typically only APPRECIATING). Just like your new car driving off the lot, it’s the structure on the property that is getting less and less valuable every year as its effective age gets older and older. And you can use this to your tax advantage.

The best example of the benefit regarding this concept is through depreciation, you can actually turn a property that creates a positive cash flow into one that shows a loss (on paper) when dealing with taxes and the IRS. And by doing so, that (paper) loss is deductible against your income for tax purposes. Therefore, it’s a great benefit for people that are specifically looking for a “tax-shelter” of sorts for their real estate investments.

For example, and without getting too technical, assume that you are able to depreciate $15,000 a year from a $500,000 residential investment property that you own. Let’s say that you are cash-flowing $1,000 a month (meaning that after all expenses, you are net-positive $1000 each month), so you have $12,000 total annual income for the year from this property’s rental income. Although you took in $12,000, you can show through your accountancy with the depreciation of the investment real estate that you actually lost $3,000 on paper, which is used against any income taxes that you may owe. From the standpoint of IRS, this property realized a loss of $3,000 after the “expense” of the $15,000 depreciation amount was taken into account. Not only are there no taxes due on that rental income, you can utilize the paper loss of $3,000 against your other regular taxable income from your day-job. Investment property at higher price points will have proportionally higher tax-shelter qualities. Investors use this to their benefit in being able to deduct as much against their taxable amount owed each year through the benefit of depreciation with their underlying real estate investment.

Although this is a vastly important benefit to owning investment real estate, the subject is not well understood. Because depreciation is a somewhat complicated tax subject, the above explanation was meant to be cursory in nature. When it comes to issues involving taxes and depreciation, make sure you have a tax professional that can advise you appropriately so you know where you stand.

The “E” in IDEAL is for Expenses – Generally, all expenses incurred relating to the property are deductible when it comes to your investment property. The cost for utilities, the cost for insurance, the mortgage, and the interest and property taxes you pay. If you use a property manager or if you’re repairing or improving the property itself, all of this is deductible. Real estate investment comes with a lot of expenses, duties, and responsibilities to ensure the investment property itself performs to its highest capability. Because of this, contemporary tax law generally allows that all of these related expenses are deductible to the benefit of the investment real estate landowner. If you were to ever take a loss, or purposefully took a loss on a business investment or investment property, that loss (expense) can carry over for multiple years against your income taxes. For some people, this is an aggressive and technical strategy. Yet it’s another potential benefit of investment real estate.

The “A” in IDEAL is for Appreciation – Appreciation means the growth of value of the underlying investment. It’s one of the main reasons that we invest in the first place, and it’s a powerful way to grow your net worth. Many homes in the city of San Francisco are several million dollars in today’s market, but back in the 1960s, the same property was worth about the cost of the car you are currently driving (probably even less!). Throughout the years, the area became more popular and the demand that ensued caused the real estate prices in the city to grow exponentially compared to where they were a few decades ago. People that were lucky enough to recognize this, or who were just in the right place at the right time and continued to live in their home have realized an investment return in the 1000’s of percent. Now that’s what appreciation is all about. What other investment can make you this kind of return without drastically increased risk? The best part about investment real estate is that someone is paying you to live in your property, paying off your mortgage, and creating an income (positive cash flow) to you each month along the way throughout your course of ownership.

The “L” in IDEAL stands for Leverage – A lot of people refer to this as “OPM” (other people’s money). This is when you are using a small amount of your money to control a much more expensive asset. You are essentially leveraging your down payment and gaining control of an asset that you would normally not be able to purchase without the loan itself. Leverage is much more acceptable in the real estate world and inherently less risky than leverage in the stock world (where this is done through means of options or buying “on Margin”). Leverage is common in real estate. Otherwise, people would only buy property when they had 100% of the cash to do so. Over a third of all purchase transactions are all-cash transactions as our recovery continues. Still, about 2/3 of all purchases are done with some level of financing, so the majority of buyers in the market enjoy the power that leverage can offer when it comes to investment real estate.

For example, if a real estate investor was to buy a house that costs $100,000 with 10% down payment, they are leveraging the remaining 90% through the use of the associated mortgage. Let’s say the local market improves by 20% over the next year, and therefore the actual property is now worth $120,000. When it comes to leverage, from the standpoint of this property, its value increased by 20%. But compared to the investor’s actual down payment (the “skin in the game”) of $10,000- this increase in property value of 20% really means the investor doubled their return on the investment actually made-also known as the “cash on cash” return. In this case, that is 200%-because the $10,000 is now responsible and entitled to a $20,000 increase in overall value and the overall potential profit.

Although leverage is considered a benefit, like everything else, there can always be too much of a good thing. In 2007, when the real estate market took a turn for the worst, many investors were over-leveraged and fared the worst. They could not weather the storm of a correcting economy. Exercising caution with every investment made will help to ensure that you can purchase, retain, pay-off debt, and grow your wealth from the investment decisions made as opposed to being at the mercy and whim of the overall market fluctuations. Surely there will be future booms and busts as the past would dictate as we continue to move forward. More planning and preparing while building net worth will help prevent getting bruised and battered by the side effects of whatever market we find ourselves in.

Many people think that investment real estate is only about cash flow and appreciation, but it’s so much more than that. As mentioned above, you can realize several benefits through each real estate investment property you purchase. The challenge is to maximize the benefits through every investment.

Furthermore, the IDEAL acronym is not just a reminder of the benefits of investment real estate; it’s also here to serve as a guide for every investment property you will consider purchasing in the future. Any property you purchase should conform to all of the letters that represent the IDEAL acronym. The underlying property should have a good reason for not fitting all the guidelines. And in almost every case, if there is an investment you are considering that doesn’t hit all the guidelines, by most accounts you should probably PASS on it!

Take for example a story of my own, regarding a property that I purchased early on in my real estate career. To this day, it’s the biggest investment mistake that I’ve made, and it’s precisely because I didn’t follow the IDEAL guidelines that you are reading and learning about now. I was naïve and my experience was not yet fully developed. The property I purchased was a vacant lot in a gated community development. The property already had an HOA (a monthly maintenance fee) because of the nice amenity facilities that were built for it, and in anticipation of would-be-built homes. There were high expectations for the future appreciation potential-but then the market turned for the worse as we headed into the great recession that lasted from 2007-2012. Can you see what parts of the IDEAL guidelines I missed on completely?

Let’s start with “I”. The vacant lot made no income! Sometimes this can be acceptable, if the deal is something that cannot be missed. But for the most part this deal was nothing special. In all honesty, I’ve considered selling the trees that are currently on the vacant lot to the local wood mill for some actual income, or putting up a camping spot ad on the local Craigslist; but unfortunately the lumber isn’t worth enough and there are better spots to camp! My expectations and desire for price appreciation blocked the rational and logical questions that needed to be asked. So, when it came to the income aspect of the IDEAL guidelines for a real estate investment, I paid no attention to it. And I paid the price for my hubris. Furthermore, this investment failed to realize the benefit of depreciation as you cannot depreciate land! So, we are zero for two so far, with the IDEAL guideline to real estate investing. All I can do is hope the land appreciates to a point where it can be sold one day. Let’s call it an expensive learning lesson. You too will have these “learning lessons”; just try to have as few of them as possible and you will be better off.

When it comes to making the most of your real estate investments, ALWAYS keep the IDEAL guideline in mind to make certain you are making a good decision and a solid investment.

Start With a School Radio Station

My 15-year-old nephew asked me, “How and where to practice and develop one of the working skills during school time?” My first thought, at that moment, was “College radio station”.

At 16, I joined my college radio station and began my job as an editor for an online music program. From that day, I have become acquainted with terms such as noise, sound, broadcast, frequency and so on. Luckier than many people, with that job, I could earn money for my living, besides gaining very much experience and building up many good relationships which can support my current and future career. And with such experience, now, I can give advice to my nephew or any youth who wants to start a career and develop their skill, knowledge in working.

Well, let me think about what we need for a college radio station. If just listing out, we might think that it’s too simple and easy: a studio, or source of program, and the   transmission  lines. If you are beginners, don’t think you can do much and all but step by step. It was really difficult at that time when we began with various odd pieces of equipment. We started using the easiest means of  transmission  by broadcasting in the school canteen, in classes. And later, we added more ways to reach the audience. We concentrated on serving our school and at the same time extended to other colleges in the same area. Actually, the running of our school radio station was based on fund-raising and sponsorship money. Besides some necessary equipment such as Mini-discs, computers, recorders, we faced a bigger problem for a long time looking for an old, affordable multi-track mixer. We didn’t have the advanced and efficient equipment to support our work.

The first broadcasting show of ours was a two-hour program divided into 3 smaller sections. The first one was “Hello Morning” with 3 tiny bulletins of 3 to 5 minutes each. In these bulletins, we presented all good and happy news. The second section was “Music Dedication Program”. We compiled a few collections of music and one by one was presented everyday. The third one was “School loud speaker” during which we announced important events of the school for the following week. Day by day, the program was extended and the coverage of the program was enlarged.

We received more orders from many schools for radio storytellers, puppeteers, live music programs, music festivals, and etc. The students who worked in the radio station were really in situation in which we could practice and develop the skills of drawing up plans, solving problems, devising strategies and many more. Two years later, our radio station was presented with a big gift from a local station: a voice changer software and a music editor software. These advanced softwares helped us handle our job properly. Instead of needing many students to join in dubbing for a story or a drama, now, we just need two “technical operators” and two students to make the dubbing. The old weak multi-track mixer was “retired” and the music editor.

We learnt how to apply these efficient tools in work. Of course, we found them very useful and interesting. We could easily record, remix music, add sound and effects, change one voice into many others. These jobs used to require many people and much time . However, applying our computers and these softwares, we could do the job well with just 4 or 5 people.

We spent much time, thought and labor in this extra-curriculum job, but we loved it. We made school lessons more interesting and exciting. We created a different way for children to gain experience and helped them make a presentation in a new way. We made a radio program which was considered the “voice” of students, pupils in the school. We sent meaningful music messages to friends, teachers, and so on.

I join my current company, a provider of voice changer and music editor softwares, because of many reasons. One of these reasons is that I want to support many college radio stations. My friends who used to work with me in our school radio station are all having good jobs in professional.

We are very happy to give advice and guidelines to youth in starting a school radio station or a home music studio.

One of the first advices from me is that “Don’t wait until tomorrow what you can do today”. Seize any chance you have, start with your dream, step by step, and you can see a clearer road for your future.

Marine VHF Radio

Types of VHF sets:

Non-DSC sets

Non-DSC VHF sets on yachts and motorboats will still continue to work, will still be legal to use and certificate holders do not need to do a conversion course until they choose to upgrade. After 2005 Coastguards will cease to monitor Channel 16 in the way that they do now, that is with a dedicated officer on headset watch 24 hours a day, but they will continue to have a loudspeaker watch on channel 16 in the operations room. Increasingly the boat without VHF DSC radio will be at a disadvantage.

A transportable set is an invaluable second radio for use in an emergency when it can be taken into a life raft or used on deck to communicate in a rescue situation. It is useful for safety reasons in a tender when going ashore or in a safety boat when organising dinghy sailing events. A portable set is a good buy for non-boat owners who charter or who go afloat occasionally. They have a limited range but do require licensing and certification. Portable sets with a very limited DSC facility are available. They are intended as an addition to a full VHF DSC set, not as a substitute. Note that the portable set covered by a ship’s radio licence can only be used on the vessel covered by the licence or by its tender(s). It is illegal to use the portable ashore.

VHF DSC radio sets

From 2001 all new non-portable radios sold must be VHF-DSC or be capable of being converted to DSC by the addition of an extra ‘black box’. These are called DSC Controllers. It will provide the digital selective calling (DSC) facility which is the special feature of the new type of set. What this does is to send, on channel 70, a burst of digital signals in a code to ‘call up’ another DSC set. This call can be directed at an individual, using their MMSI, a group of boats or ‘all stations’ in an emergency. Once the link has been established by the digital ‘call’, normal voice   transmission  will be used. The DSC is essentially a new method of establishing communications, more reliably than was possible before. The digital signals are of high radio quality and rapid, the alert taking just 0.5 seconds. It can be used in both routine and distress situations.

There are different classes of controller with varying levels of capability for use in different types of vessel.

The Class D controller is the one designed for use with VHF on yachts and motorboats who make passages within VHF range of the coast. Fitting one of these is not compulsory on private boats. On small boats used at sea commercially, sea school boats for example, it may become a requirement. This will be to the great advantage of their students who will be able to see the sets in use and appreciate their advantages.

Other controllers for VHF DSC are available to meet the requirements of ships. These include Class A and B Controllers, which have enhanced capabilities.

What is the range of the set?

Those sailing across an ocean, or even the Bay of Biscay, need radios that transmit over vast distances. Licensing arrangements are different too.

The range of  transmission  of VHF radio telephones is limited by a number of factors. The height of the aerial is very significant as the propagation of the radio waves is only slightly more than ‘line of sight’. This includes the aerial height of both the transmitting and the receiving station.

When talking from yacht to yacht expect a range of 10 to l5 miles with aerials fitted at the tops of the masts. Those commonly fitted to yachts are known as ‘unity gain’ aerials. They are made of thin wire and often have wind instruments attached. They are recommended because, although the range is not as good as the taller rigid aerials used on motorboats, they cope better with the heeling effect often experienced on yachts! The better range of a ‘high gain’ motor cruiser aerial is only achieved if it is mounted vertically.

It should be possible to talk to a Coastguard station from 30 to 40 miles offshore because of the height of their aerial.

Transmitting range is also affected by the transmitting power of the set. The maximum power allowed is 25 watts. There is also a low power setting, which reduces the transmitting power to 1 watt. This should be used for all short range routine communications. You might think that it is always a good idea to broadcast your signal as far as possible. This it not so. Remember that each channel can only be used for one  transmission  at a time. Powerful signals cause more inference to other radio users. If you are calling another craft nearby or a marina, use low power. Try to use low power for all routine communications. The use of low power does not change the receiving range of the set.

A portable VHF set has yet another type of aerial. This is flexible and will operate at a wider range of angles. The low aerial height and a maximum power output of 5 watts reduces the range of  transmission  of these sets. Between portable radios the range can be up to 5 miles, increasing to 10 miles to a Coastguard station, if there is no land in the way! Remember, with portable radios there is always the risk that the battery will go flat.

The information about ranges of  transmissions  is for average conditions and good circumstances. Ranges can be influenced by:

o Atmospheric conditions, especially high pressure, can increase the range and cause interference from distant stations.

o Land. Boats operating near land may have poor reception with signals being blocked by hills or buildings.

o Incorrect installation of the aerial, or damage to the coaxial cable connecting the aerial to the set, can give poor reception.

o The proximity of other electronic equipment can cause interference.

For these reasons it is best to have the fitting done, or at least checked, by a professional electronics engineer.

A portable radio has a range of 5 miles to another portable, 10 miles to a Coastguard Station.

All distress calls should be transmitted on high power.

Many yachts carry emergency VHF aerials in case of dismasting, which is a very good idea, but failure of the electrical supply is a more frequent problem! The emergency aerial has a plug attached to connect it to the back of the set. For maximum range, situate the aerial as high as possible, but realistically expect a greatly reduced range. When the mast is lost, many people are surprised to hear the radio apparently still working. This is because the co-axial cable is acting as an aerial over a short range, but transmitting without an aerial will damage the set permanently.

A portable radio could be useful under these circumstances!

“But” vs “And”

Two three–letter words: “but” and “and.” In grammatical terms, they are called conjunctions. They bridge two clauses of a single sentence together. In communication (and negotiation), these words are subtle manipulators of exclusion or inclusion. Generally speaking, “but” excludes, denies, discounts or in some way rejects the previous clause. For example, the statement “she is a very productive employee but she can be a bit demanding” is subtly different than “she is a very productive employee and she can be a bit demanding.” In the first example, the “but” tends to convey a negation of the first clause of the sentence in favor of the second clause of the sentence. In the next example, the “and” tends to convey an inclusion of the first clause along with the second clause.

Take another example: “Yes I understand you need to meet with me before tomorrow’s meeting but my schedule is packed full” vs. “I Yes I understand you need to meet with me before tomorrow’s meeting and my schedule is packed full.” In this example, by using “and” instead of “but” the speaker not only avoids negating the initial clause but also conveys to the listener that his/her concerns about needing to meet are acknowledged.

Using “and” is also a much softer way to say no. For example, the typical “yes, but” can easily be replaced with “yes, and.” For example, the request “We need to purchase new computers” can be responded to with “yes I know, but we can’t until next year” or “yes I know, and we can’t until next year.” The “and” does not negate the “yes” whereas the “but” does tend to convey a sense of canceling out that which preceded the “but.”

The use of “but” is extraordinarily common. In fact, few people actually recognize the subtle influence of using but. If you were to consciously attempt to change “but” to “and” in your speaking, you will notice how odd it feels. But, it is a worthwhile exercise if for no other reason than to become more comfortable with the ability to switch from one to the other. However, there can be a more important reason: using “and” instead of “but” can positively influence dialogue. When using “and” instead of “but” there is a sense of inclusion and acceptance even if the conclusion is a denial or refusal.

Try it out over the next several days. Listen to others’ sentences and when you hear “but” change it in your own mind to “and.” Then, start listening to your own sentences. When you hear yourself about to say “but” change it to “and” but remember one thing…oops…and remember one thing…

Communication in Today’s Corrections (Part One)

Anyone that has ever worked as either a Police Officer or a Corrections Officer knows the following: It’s either brawn or brain that will get you through the day. They also know that you have to use both (on occasion) if you are going to be successful at your job.

Those of us in the Correctional Profession know that most of the time, and not all the time, the physical confrontations that we encounter are the result of our actions. Now, I understand that some people might disagree with this, but it’s a hard reality to face. Where do we go wrong that leads to this type of confrontation? Communication.

There are really just two ways in which we communicate with people: Verbal and Non-Verbal. Most of our communication (roughly 85-87%) is done through body language. We can all tell when someone is upset, happy, mad, angry, indifferent, you get the point. When our body language says one thing and our mouth says another we tend to run into problems. Inside of a correctional facility we do not have the luxury of firearms, Tasers, or any other type of intermediate weapons on a regular basis. If you do, trust me when I tell you that the rest of us are extremely jealous of you! What does that leave the rest of us? Our mouth/brain combination and our hands.

True, some people have lost that all important connection between their brains and their mouths (also known as verbal diarrhea) but for the most part, the rest of us still have it intact. As an instructor, I always ask my classes the same question: “What’s the difference between a Correctional Officer and an Offender?” As expected, the answers I get are varied: “We go home at the end of the day!” “We didn’t kill anyone!” “We didn’t rape anyone” and the list goes on. I then pause and ask question again.

By this point they are looking at me with confused looks on their faces. I reply back to them “Although you are correct that we didn’t rape or kill anyone, and we do go home at the end of the day, the only difference between them and us is that they got caught and we didn’t.” I then go on to ask “Who in this classroom has never, in their entire life, done anything that someone is not currently doing time in a local, county, state, or federal correctional facility?” No hands go up….

Now keep in mind that I said “never, in their entire life, done anything…” We all have. Whether it was steal something as a kid or adult (office supplies anyone?) it’s still larceny. Got home after going out with friends and saying “I shouldn’t have driven home!” (We’ve heard the slogan “Buzzed driving is drunk driving”) You get the point.

Now that we have established that they are just like us, let’s establish another all important fact: Not everyone that is incarcerated will spend the rest of their lives behind bars. They are going to get out and become our neighbors.

Correctional Departments throughout the country have moved their old way of doing business into the modern era: Rehabilitation and Re-Integration. If we look their Mission Statements, we will likely see a common theme: Public Safety, Pro-social behavior, Re-integration and rehabilitation.

In order to effectively re-integrate and rehabilitate, we must do one thing: Communicate. Communication in a correctional facility can be broken down into 4 main categories:

1. No communication

2. Operational Communication

3. Human-Respectful Communication

4. Cognitive Reflective Communication

No Communication

Easy enough: we don’t talk, they don’t talk, we point, they do as told and we go on our merry way. Officers are separated from the offenders and there is almost no interaction.

Operational Communication

We say the bare minimum in order to get the job done and maintain control (“Come here!” “Go there!” “Chow time” “Do this!” “Don’t do that!” etc, etc, etc). Although there is still a separation between Officers and Offenders, there is more interaction than there is with no communication.

Human-Respectful Communication

This involves talking to offenders like a person, just like you would to anybody else you meet in public. Pro-social communication is effectively done at this stage. Although the use of “please” and “thank you” towards an offender would insult many Correctional Officers, it is part of being respectful and communicating effectively within a correctional facility. (More on this in Communication in Today’s Corrections Part Two).

Cognitive Reflective Communication

This is THE hardest form of communication to achieve. It involves a person to be willing to think about, and change, their behavior, thought process, and accept the consequences of their actions. And what’s the thing most of us hate the most? Change! And that is the reason why it’s the hardest form of communication/thought process that we have.

Once we learn how to communicate effectively, we can reduce the amount of problems that we face on the job every day and increase our “safety factor” exponentially. The proof is in the pudding…

AIDS – What Really is AIDS and How Can it Be Prevented?

AIDS is a disease of the immune system which is caused by HIV which is otherwise known as “human immunodeficiency virus” a diagnosis of HIV can be devastating news for anyone. The condition is prolonged and takes time to weaken the immune system leaving sufferers of the illness susceptible to other illnesses such as the common cold, which due to the weakened immune system of AIDS sufferers can be deadly. An individual suffering from AIDS or HIV is also more susceptible to tumors meaning routine checkups are needed after a diagnosis, leading to a life of hospital appointments.

HIV can be transmitted through full on contact of the mucus membrane, such as mouths, lips and genitals and can also be transmitted through full on contact with an infected bodily fluid. These fluids can be blood, semen, vaginal fluid and breast milk meaning that HIV and AIDS can be passed through to a child throughout pregnancy and throughout breast feeding. The contact of these fluids can happen throughout different activities including anal, vaginal or oral sex, a blood transfusion or the exchange of infected needles, which would commonly be more associated with drug use.

AIDS symptoms often lie dormant until the disease is in its more advanced stages meaning that a diagnosis of AIDS can be even more devastating when the time left is short. Sufferers from AIDS have an increased risk of developing cervical cancer in female sufferers and cancers of the immune system such as Lymphoma. AIDS in its more advanced stage with come with symptoms such as fevers, sweats, swollen glands and weakness. Weight loss is also a common symptom of an AIDS sufferer. AIDS sufferers are also more susceptible to pneumonia as well due to the weakened immune system. AIDS is truly a life wrecking illness for everybody involved.

Since there is no cure for AIDS, the best way to decrease the spread of it and stop others contracting it is with prevention methods. Some of these methods include safe sex, being responsible and using a condom. Sexual relations are one of the main causes of AIDS transmission and a condom could save lives. It is proven that unprotected sex is responsible for the AIDS pandemic all over the world. A male or female condom would suffice.

People working in the health care industry also can do their bit in stopping the transmission of AIDS and HIV by following precautions and using the appropriate safety equipment to keep the illness from spreading. Also, it has now been said that mothers who are suffering from HIV or AIDS should avoid breast feeding their child as to prevent the child from contracting the illness as well. This is what any reasonable parent would do for their child if they knew it could save their life.

Overall, AIDS is a life wrecking disease and it is nothing to be ashamed of. Yet the prevention of it is so simple that people don’t need to be dying every day from this disease. AIDS doesn’t only affect one person; it spreads like a fire and can affect thousands. So think, and use precautions so you don’t become a sufferer too.

How to Find Free CNA Classes Online

In whatever field you would like to venture in for a solid career, you would have to start all the way from the bottom and that would be with education. If you’re interested in becoming a certified nurse assistant but don’t have the finances to gain the education that you need, then here are some ways you can find free CAN classes online.

Know that your search engine is your strongest weapon, so go online and start looking up free online classes. You may come across quite a few, but don’t join the first thing you see. Instead, take some time to research the course and program and make sure that it is accredited and recognized by the state.

Besides that, get in touch with your state’s nursing board and find out all the requirements necessary as they are the ones who are responsible for your licensing later on. When you’ve done that, start making calls to local nursing centers or even hospitals to see if they have couching services. Some of them have got classes conduction through the method of distance learning via internet, so if you don’t find out about them online, make inquires through phone or mail.

Also, you can also see if online institutes have got special financial aid or scholarships that you could apply for. There are too many online campuses these days that you wouldn’t have trouble finding one. Don’t forget that distance learning is worldwide and your geographical position doesn’t matter. All that counts is that the course you partake in is accredited and approved by the state in which you wish to practice in.

When you find a free CNA class to use online, don’t just rely on the limited materials given but use all your resources and study hard and make the time spent worth it.

Gas Moped Scooter – Not Just For Fun

Buying a gas moped scooter is a great way to have fun on the road without emptying your bank account. In the past scooters have mainly been used by teenagers for getting to and from friends houses, school or college. You can often see them admiring each others scooters outside coffee shops etc. The most popular models being the Vespa, Lambretta, piaggio and the smaller Honda models.

This trend is now starting to show signs of change, the main reason is the recent rise in gas prices and heavy city traffic, consequently more and more commuters are looking at the gas moped scooter as a reliable way of getting around town.

The scooter companies are beginning to recognize this and are producing higher spec models to entice the more mature dollar their way. One of the biggest producers is Honda who have a stunning range of higher powered scooters, such as the Silver Wing; this a stunning gas moped scooter which is sleek and stylish it has a smooth liquid cooled twin engine and the acclaimed Honda v-matic transmission. The Silver Wing has a seating capacity for two and tons of storage for that hard to stow brief case and spare motorcycle helmet.

If you want the comfort of the Silver Wing but with a smaller engine the Honda Reflex is a great choice. From city streets to country roads to long stretches of highway, the Reflex gas moped scooter is built for any number of rides. Its smooth 249cc engine, automatic transmission and comfortable seating for two deliver the goods to get you going, wherever the day takes you.

The Piaggio X9 Evolution 500 is an excellent gas moped scooter and satisfies all needs. Agile, easy to handle and the most compact of all maxi scooters. Once out of town, it is able to shift character and open up to wide open spaces with remarkable ease. The X9 has a top speed of 98mph comes with disc brakes and and on board computer.

It is well worth considering using a scooter or small motorcycle for getting around the city or those short trips to the store or football game where you can just park and forget it. You will be amazed how much you will save on insurance premiums and most of all gas. One fill up will probably satisfy the average commuting needs for a month so why not make your next vehicle purchase a gas moped scooter.

Tips To Find Best Dental Assistant Programs

Dentistry is an area of medical practice that will always be in demand. Assistants skilled in the field of dentistry are confident about their job prospects. One needs to undertake years of training and learning to get qualified as a full-grown dentist, but if a person, who is looking to exert their energy in an area of less job responsibility than a dentist, then dental assistant programs can be a good choice. Joining the right school with the sound schooling is what makes a great career in healthcare industry worthwhile. Bear the following tips in mind when searching for best dental assistant programs:

Duration of the Course:

Before you put your name for any of the dental assistant programs, you must consider how long the program duration is and how rigorous the training will be. The duration of classic training programs ranges within 6 to 9 months. With a 6-month program as a dental assistant, you can begin earning sooner, but your level of knowledge will be unlike a dental assistant with a 9-month training period, as these encompass a broader range of areas related to dental care under discussion. With one of these longer more in-depth programs, you will be in a better position to get more job opportunities. On the other hand, if you plan to carry on with advanced dental schooling in future, a program of lesser duration can prove sufficient to grant you the certification you need. Even if you do not intend to go on to higher education, a fundamental 6-month training gives you an opportunity to participate in placement programs and get you a good job.

What Is The Teaching Method Used?

Regardless of your choice of a six-month or nine-month dental assistant programs, you must ensure that the training blends wide-ranging education points and purposes, dedicated lecturing and practical training. This practical training part is supposed to be the central feature for you to try to find, as here they prepare you for the real thing via this facet of schooling. With practical training, you will be all geared-up when starting to work at dental clinics, hospitals and miscellaneous healthcare centers soon after your education.

What Is The Course Syllabus Made Up Of?

There are many facets concerning dental assistant programs. As healthcare is a serious question of public interest, suitable and appropriate training is indispensable to ensure that patient care and safety is not compromised in any way. Each patient deserves to get the best possible care. Thus, you must search for a training program that will educate you in the following crucial areas: (dental/medical) urgent situations, skiagraphy, dental orthopedics, dental terms and expressions, tooth morphology, disease   transmission , clinical procedures, oral surgery and preventive dentistry and nutrition.

Top 7 Best MPG Mopeds

Are you looking to find the best mpg mopeds on the market? Are you wondering which are the best gas powered scooters? Would you like to conduct a gas scooter USA comparison, between available models – in order to know, which are the best mpg mopeds that might fit your needs perfectly?

Are you looking at purchasing a moped with a specific number of cc’s, for example the best scooter 150cc gas moped that you can find? Here we hope to provide you with the Top 7 best mpg mopeds available right now on the market today, in order to help you come to making a more informed purchase.

We provide specific details on the best mpg mopeds and the best gas powered scooters, your very own gas scooter USA comparison between models, exploring their individual strengths and further details about each moped in a very easy to read and perfectly clear, understandable format!

Right, let’s get started!

1/ First off the block for your best mpg mopeds is the:

Retro Scooter 150cc RR150RT RoadRunner i-Scooter.

The 2007 150cc Retro vespa style Scooter is an awesome looking gas powered moped, it’s fast, reliable and has plenty of legroom for those of you who are somewhat taller.

This retro scooter is an i-Scooter; it comes with a good sized rear trunk to put whatever you need to into it, an alarm system with remote, disk lock anti-theft and comes with a scooter cover. This scooter is low maintenance. Returning 73 miles to the gallon, it has a 1.4 gallon gas tank which will give you a good range. It’s air cooled, 1 cylinder, 4 stroke, 2 valves and maximum speed is 60mph.   Transmission  is continuously variable and is fully automatic. Fuel is Premium 89 + octane only. Oil capacity and type: 0.9 liters / 15W/40 motorcycle grade. The oil change is done after the first 300km and thereafter every 1000km.

The weight of this i-Scooter is 89kg or 196lbs. It’s maximum load is 145kg or 320 lbs. The total length is 191cm or 75″. Seat height is 73cm or 29″. Handlebar height is 93cm or 36″. Comes in a range of colors. A great one for the category of best mpg mopeds returning as mentioned above an economical 73 miles to the gallon. This scooter is street legal in every state except California, be sure to check out local laws. If bought new, it comes with 24 months (2 years) power train parts only guarantee. New prices start around $1100 or thereabouts.

2/ Second up in the best mpg mopeds and best gas powered scooters top 7 is the:

50cc Speedster Scooter.

Returning a whopping 100 miles to the gallon plus, this is an ideal scooter for all your home errands around town. Achieving a respectable 40+ mph, this is the perfect city commuters bike. This is a reliable scooter. This is a reliable, quality scooter; it’s fun to ride and road handling is superb, a very easy scooter to get used to surprisingly quickly. Saves a lot on gas this one! – This is a very, very economical method of transportation!

It’s power comes from a 49.5cc air cooled, 1 cylinder, 4 stroke, 2 valves engine which is pretty quiet too.  Transmission  is continuously variable and is fully automatic. A touch over a 200 mile range on one tank of fuel (2 gallons capacity). Gas – Premium 89 + octane only. Brakes front and rear. The maximum load of the 50cc Speedster Scooter is 145kg / 320lbs. The toal length is 167cm / 69″. Seat height is 75cm / 30″ and the handlebar height is 105cm or 41 inches. An excellent nippy little scooter which qualifies for our top 7 best mpg mopeds of choice. It is street legal in all states except California, check local laws first and comes with a power trains guarantee of 12 months (1 year).

This model will cost you brand new about $900. How long before these best gas powered scooters pay for themselves and start earning You money?!

3/ Next up in the Third pole position is the:

Road Queen 250cc iScooter by RoadRunner

This is truly one of the best mpg mopeds that you can buy, another qualifier for our top 7 ratings of best gas powered scooters. If a gas scooter USA comparison needs to be made, this choice could be high up on your list!

The manufacturer is: RoadRunner.

Boasting a top speed of 75-80mph and returning around 60 miles to the gallon this is a great fun scooter / moped to ride! Comes in a range of awesome eye catching colors, it is very stylish too with it’s sleek, aerodynamic design. These best mpg mopeds are perfect for so many uses, whether commuting to work on a daily basis or even for those slightly longer trips on the road. It will give you a smooth ride with good acceleration.

The engine type is water cooled, 1 cylinder, 4 stroke, 2 valves.  Transmission  is continuously variable and fully automatic. Fuel type is Premium 89 + octane only. The maximum load is 180kg or 400lbs. It’s total length 222cm or 87 inches. Seat height is 73cm or 29 inches. The handlebar height is 103cm or 40 inches.

This is one of the best mpg mopeds that you can get for the money, saving you not only lots of money on gas but giving you a great stable and fully enjoyable ride experience also. Perfect for most adults. It comes with an alarm too. 24 months power train parts only guarantee and street legal for every state except CA, check local laws first.

Prices from close to $2000.

4/ Mid way through the range of best mpg mopeds and best gas powered scooters is the moped / scooter taking our 4th position on the starting grid of mopeds or scooters seriously worth looking at with a view to making a purchase and it is the:

Race Scooter 250cc 19HP – RR i-Scooter, manufactured by RoadRunner Scooters.

Prices for this lean, mean racing machine also start at an amazingly low $2000. With a top speed of 85mph this scooter really does take some beating supplied from it’s 19HP engine. With this supremely quick scooter you need not balk at the idea of wasting money on gas, for it still will return for you, a very cool and surprisingly very high number of miles to the gallon.

This scooter is the epitome of stylish good looks and comes in a range of great awesome colors, something to suit everyone’s individual tastes. Acceleration is smooth and very quick at picking up speed.  Transmission  is continuously variable and once again, fully automatic. The engine type is water cooled, 1 cylinder, 4 stroke, 2 valves. Very, very little vibration even at higher speeds. Great specification package. If you are wanting to know which moped is right for you, these best mpg mopeds are certainly worth your very serious consideration. Perfect for near everyone!

Prices start at an amazingly low price under $2000!

Well able to covey most adults in comfort and with ease even upon winding roads or hilly terrain. Loaded with features also which include:

MP3 player, Speakers, Over-Sized Trunk, Pre-Installed Alarm with Remote, Disk Lock and Waterproof Cover. What a great package!

Maximum load is 400lbs. Length is 77 inches total. Seat height 31 inches. Handlebar height 40 inches. Street legal in every state other than CA, check your local laws first and comes with a 24 months, 2 years guarantee for the power train parts only.

An awesome scooter – perfect for someone like you!

Heading towards the back of the grid now, but certainly not least are our final 3 best mpg mopeds and best gas powered scooters. These final three choices will complete our first part gas scooter USA comparison review and best advice, buying tips guide.

In fifth place then, number:

5/ Engine rip roaring to go in the line up of the top 7 best mpg mopeds in fifth position (remember, these are presented to you in no particular order), is the:

150cc Racer Scooter by TANK.

A well balanced and perfectly well behaved scooter returning a good top end speed of 65mph and returning just for you, a quite awesome and astonishing 90 miles to the gallon. Just three dollars of gas in this scooter will take you far. Perfect for light shopping trips or quick errands around your city. Never get stuck in traffic again! Not only will you save money on gas but you will save time too, which means that you can either make even more money from each day or spend the valuable time saved with your family and friends, doing what is more important to you, rather than sitting in a traffic jam wasting gas and time getting frustrated.

These best mpg mopeds, the 150cc Racer Scooter by TANK is a great all round model to choose for the average user. Acceleration is smooth, the road handling is very good, the ride stable, very little vibration, great rider comfort, just perfect for breezing around on these hot summer days and nights. This scooter is not only very well balanced and designed, it is very low maintenance and comes at a very economical best deal price new at around $1,250 – now that’s what I call a bargain!

Capable of carrying most adults in comfort, the bike comes with extra accessories too.

Engine is Single Cylinder, 4 Stroke, 149.7CC 8.84 HP. Air cooled. Electric or ignition start.  Transmission  is automatic clutchless centrifugal belt drive. Front brake is hydraulic disc brake with ABS and the rear braking system is a hydraulic disc brake. Wheel base 53″. Seat height 30″. Ground clearance 6″. Warranty is 1 year engine and drive train parts only. Alarm and remote control are included.

At around $1,250 this moped / scooter is a steal and will pay for itself in no time at all!

Highway legal in CA and most other states – Check local law. Motorcycle license required in most states.

6/ Second to last in our recommendations in sixth place for the best mpg mopeds and best gas powered scooters is the:

Honda CT70 Replica – Street Legal Mini Bike 110cc

Not intended for highway use (although can be used on highways if you wish), check local laws (see below). This one is ideal for private estates, gated communities, RV and camping grounds, light trail use etc and returns a whopping and incredible 108 miles to the gallon! Certainly it’s not going to set the world alight with any blisteringly hot world records for speed, nevertheless it will return for you 55 miles per hour and can easily convey all you big guys around with a degree of comfort.

Looks wise, it’s not bad, in fact, some might call it pretty stylish in it’s own inimitable way. With a 110cc 7.1hp engine, 4 stroke and manufactured by Lifan, reliability itself is assured for you.

Electric and kick start, 4 speed manual clutch, drum brakes, 7″ ground clearance, it comes with a warranty of 1 year parts only engine & drive train – 30 days limited labor.

Street and highway legal in all States – Check local law. Not legal in California. A motorcycle license required in most States. A great little machine guaranteed to give you years of pleasure and use.

Cost just under $1000!!

Last but not least in our top 7 best mpg mopeds and best gas powered scooters is finally our number:

7/ And what a beautiful looking and totally awesome best mpg moped we have here, the one and only:

Lifan motorcycle Enduro Trail Bike 200cc.

Yours for just under $1,450. This is a proper full size dual purpose Enduro dirt bike. If you have been looking for a wickedly cool dual purpose bike to cruise around and go off road, then you need look no further, we’ve got your ultimate motor bike right here. This is an awesome, supreme, top quality motorcycle by Lifan. It has style, speed and complete and utter reliability. The Lifan 200 cubic centimeters 163FML-2 mono cylinder 16.1 HP motorcycle engine punches out plenty of power to the rear wheel making it not only quick but lots of fun too, to ride on or upon off road conditions. Top speed is a little over 65mph. And if you want to save on gas, this motorcycle is very fuel efficient, deliverly an astonishing 102MPG. Can you better that?! That’s fantastic!

Engine is Single cylinder 4 Stroke, 196.9CC model 163FML-2. Maximum power is 16.1 HP at 8000 RPM. Max Torque 14.5 N.m at 6500 RPM. Electric and kick start. 5 speed manual clutch on the  transmission . Chain drive. Steel frame. Hydraulic disc brake on the front, on the rear, drum brake. Seat height 29 inches. Ground clearance 8 inches minimum. A standard warranty: 6 months parts only engine & drive train – 30 days limited labor. Speed 60-70mph. Over 100 MPG. Highway legal in most states – Check local law. Motorcycle license required in most US states. Color choice is red or blue.

This concludes out top 7 best mpg mopeds article, which we hope has been useful to a good degree for you.

Remember, before taking to the highway, it is highly advised that you undertake some level of training first by fully qualified instructors, this will ensure your safety to a better degree and the safety of other road users too. Also remember that protective clothing is there to do just that, protect you – a safety motorcycle helmet is recommended at all times.

We hope that you have enjoyed our top 7 best mpg mopeds review guide to the best gas powered scooters, so that you can now make a more informed decision upon the gas scooter that will fit your needs perfectly.

Buying a gas powered scooter potentially will save you shed loads of cash and the savings made, particularly with today’s very high gas prices, given time will be quite considerable.

When out on the road, whatever your mode of transport do please ride with care, concentration and consideration for others at all times!